* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;
  color: #0a0909;
  line-height: 1.6;
  overflow-x: hidden;
  background: #f9fafb;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

ul,
ol {
  list-style: none;
}

button {
  border: none;
  background: none;
  cursor: pointer;
  font-family: inherit;
}

input,
textarea,
select {
  font-family: inherit;
  font-size: inherit;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 16px;
}
@media (max-width: 640px) {
  .container {
    padding: 0 12px;
  }
}

.container-fluid {
  width: 100%;
  padding: 0 16px;
}
@media (max-width: 640px) {
  .container-fluid {
    padding: 0 12px;
  }
}

.row {
  display: flex;
  flex-wrap: wrap;
  margin-left: -8px;
  margin-right: -8px;
}

[class*=col-] {
  padding-left: 8px;
  padding-right: 8px;
  width: 100%;
}

.col {
  flex: 1 0 0%;
}

.col-auto {
  flex: 0 0 auto;
  width: auto;
}

.col-1 {
  flex: 0 0 auto;
  width: 8.3333333333%;
}

.col-2 {
  flex: 0 0 auto;
  width: 16.6666666667%;
}

.col-3 {
  flex: 0 0 auto;
  width: 25%;
}

.col-4 {
  flex: 0 0 auto;
  width: 33.3333333333%;
}

.col-5 {
  flex: 0 0 auto;
  width: 41.6666666667%;
}

.col-6 {
  flex: 0 0 auto;
  width: 50%;
}

.col-7 {
  flex: 0 0 auto;
  width: 58.3333333333%;
}

.col-8 {
  flex: 0 0 auto;
  width: 66.6666666667%;
}

.col-9 {
  flex: 0 0 auto;
  width: 75%;
}

.col-10 {
  flex: 0 0 auto;
  width: 83.3333333333%;
}

.col-11 {
  flex: 0 0 auto;
  width: 91.6666666667%;
}

.col-12 {
  flex: 0 0 auto;
  width: 100%;
}

@media (min-width: 640px) {
  .col-sm {
    flex: 1 0 0%;
  }
  .col-sm-auto {
    flex: 0 0 auto;
    width: auto;
  }
  .col-sm-1 {
    flex: 0 0 auto;
    width: 8.3333333333%;
  }
  .col-sm-2 {
    flex: 0 0 auto;
    width: 16.6666666667%;
  }
  .col-sm-3 {
    flex: 0 0 auto;
    width: 25%;
  }
  .col-sm-4 {
    flex: 0 0 auto;
    width: 33.3333333333%;
  }
  .col-sm-5 {
    flex: 0 0 auto;
    width: 41.6666666667%;
  }
  .col-sm-6 {
    flex: 0 0 auto;
    width: 50%;
  }
  .col-sm-7 {
    flex: 0 0 auto;
    width: 58.3333333333%;
  }
  .col-sm-8 {
    flex: 0 0 auto;
    width: 66.6666666667%;
  }
  .col-sm-9 {
    flex: 0 0 auto;
    width: 75%;
  }
  .col-sm-10 {
    flex: 0 0 auto;
    width: 83.3333333333%;
  }
  .col-sm-11 {
    flex: 0 0 auto;
    width: 91.6666666667%;
  }
  .col-sm-12 {
    flex: 0 0 auto;
    width: 100%;
  }
}
@media (min-width: 968px) {
  .col-md {
    flex: 1 0 0%;
  }
  .col-md-auto {
    flex: 0 0 auto;
    width: auto;
  }
  .col-md-1 {
    flex: 0 0 auto;
    width: 8.3333333333%;
  }
  .col-md-2 {
    flex: 0 0 auto;
    width: 16.6666666667%;
  }
  .col-md-3 {
    flex: 0 0 auto;
    width: 25%;
  }
  .col-md-4 {
    flex: 0 0 auto;
    width: 33.3333333333%;
  }
  .col-md-5 {
    flex: 0 0 auto;
    width: 41.6666666667%;
  }
  .col-md-6 {
    flex: 0 0 auto;
    width: 50%;
  }
  .col-md-7 {
    flex: 0 0 auto;
    width: 58.3333333333%;
  }
  .col-md-8 {
    flex: 0 0 auto;
    width: 66.6666666667%;
  }
  .col-md-9 {
    flex: 0 0 auto;
    width: 75%;
  }
  .col-md-10 {
    flex: 0 0 auto;
    width: 83.3333333333%;
  }
  .col-md-11 {
    flex: 0 0 auto;
    width: 91.6666666667%;
  }
  .col-md-12 {
    flex: 0 0 auto;
    width: 100%;
  }
}
@media (min-width: 1440px) {
  .col-lg {
    flex: 1 0 0%;
  }
  .col-lg-auto {
    flex: 0 0 auto;
    width: auto;
  }
  .col-lg-1 {
    flex: 0 0 auto;
    width: 8.3333333333%;
  }
  .col-lg-2 {
    flex: 0 0 auto;
    width: 16.6666666667%;
  }
  .col-lg-3 {
    flex: 0 0 auto;
    width: 25%;
  }
  .col-lg-4 {
    flex: 0 0 auto;
    width: 33.3333333333%;
  }
  .col-lg-5 {
    flex: 0 0 auto;
    width: 41.6666666667%;
  }
  .col-lg-6 {
    flex: 0 0 auto;
    width: 50%;
  }
  .col-lg-7 {
    flex: 0 0 auto;
    width: 58.3333333333%;
  }
  .col-lg-8 {
    flex: 0 0 auto;
    width: 66.6666666667%;
  }
  .col-lg-9 {
    flex: 0 0 auto;
    width: 75%;
  }
  .col-lg-10 {
    flex: 0 0 auto;
    width: 83.3333333333%;
  }
  .col-lg-11 {
    flex: 0 0 auto;
    width: 91.6666666667%;
  }
  .col-lg-12 {
    flex: 0 0 auto;
    width: 100%;
  }
}
.justify-content-start {
  justify-content: flex-start;
}

.justify-content-center {
  justify-content: center;
}

.justify-content-end {
  justify-content: flex-end;
}

.justify-content-between {
  justify-content: space-between;
}

.justify-content-around {
  justify-content: space-around;
}

.align-items-start {
  align-items: flex-start;
}

.align-items-center {
  align-items: center;
}

.align-items-end {
  align-items: flex-end;
}

.align-items-stretch {
  align-items: stretch;
}

.gap-0 {
  gap: 0;
}

.gap-1 {
  gap: 8px;
}

.gap-2 {
  gap: 16px;
}

.gap-3 {
  gap: 24px;
}

.gap-4 {
  gap: 32px;
}

.gap-5 {
  gap: 40px;
}

.d-none {
  display: none;
}

.d-block {
  display: block;
}

.d-flex {
  display: flex;
}

.d-grid {
  display: grid;
}

.flex-column {
  flex-direction: column;
}

.flex-row {
  flex-direction: row;
}

.flex-wrap {
  flex-wrap: wrap;
}

.btn {
  padding: 14px 32px;
  border: none;
  border-radius: 4px;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
  text-decoration: none;
  display: inline-block;
}

.btn-primary {
  background: #1293e7;
  color: #ffffff;
}
.btn-primary:hover {
  background: rgb(35.0724637681, 146.4275362319, 60.5);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(18, 147, 231, 0.3);
}

.btn--accent {
  background: #ff7a19;
  color: #ffffff;
  border-radius: 50px;
}
.btn--accent:hover {
  background: #e66d0f;
  transform: translateY(-2px);
}

.btn--block {
  width: 100%;
  text-align: center;
}

.btn--white {
  background: #ffffff;
  color: #1293e7;
  border-radius: 50px;
}
.btn--white:hover {
  background: #f9fafb;
  color: #0f7dc4;
}

.text-center {
  text-align: center;
}

.text-left {
  text-align: left;
}

.text-right {
  text-align: right;
}

@media (max-width: 968px) {
  .text-md-center {
    text-align: center;
  }
  .text-md-left {
    text-align: left;
  }
  .text-md-right {
    text-align: right;
  }
}
@media (max-width: 640px) {
  .text-sm-center {
    text-align: center;
  }
  .text-sm-left {
    text-align: left;
  }
  .text-sm-right {
    text-align: right;
  }
}
.m-0 {
  margin: 0;
}

.m-auto {
  margin: 0 auto;
}

.mx-auto {
  margin-left: auto;
  margin-right: auto;
}

.p-0 {
  padding: 0;
}

.img-fluid {
  max-width: 100%;
  height: auto;
  display: block;
}

.img-cover {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

@media (max-width: 640px) {
  .hide-mobile {
    display: none !important;
  }
}
@media (max-width: 968px) {
  .hide-tablet {
    display: none !important;
  }
}
.show-mobile {
  display: none !important;
}
@media (max-width: 640px) {
  .show-mobile {
    display: block !important;
  }
}

.overflow-hidden {
  overflow: hidden;
}

.overflow-auto {
  overflow: auto;
}

.w-100 {
  width: 100%;
}

.h-100 {
  height: 100%;
}

.position-relative {
  position: relative;
}

.position-absolute {
  position: absolute;
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}
.fade-in-up {
  animation: fadeInUp 0.6s ease-out;
}

.advisory-bar {
  width: 100%;
  padding: 10px 80px;
  background: #1293e7;
}
.advisory-bar__text {
  margin: 0 auto;
  max-width: 1440px;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 14px;
  font-weight: 500;
  line-height: 1.4;
  text-align: center;
  color: #fff;
}
@media (max-width: 968px) {
  .advisory-bar {
    padding: 8px 32px;
  }
  .advisory-bar__text {
    font-size: 12px;
    line-height: 1.35;
  }
}
@media (max-width: 640px) {
  .advisory-bar {
    padding: 8px 16px;
  }
}

.hero {
  background: #f5f8ff;
  padding: 0 0 40px;
}
.hero__container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 80px 48px;
}
@media (max-width: 968px) {
  .hero__container {
    padding: 0 32px 40px;
  }
}
@media (max-width: 640px) {
  .hero__container {
    padding: 0 0 32px;
  }
}
.hero__inner {
  display: flex;
  flex-direction: column;
  gap: 40px;
}
.hero__top {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 420px;
  gap: 48px;
  align-items: center;
}
.hero__main {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 24px;
  min-width: 0;
}
.hero__title {
  margin: 0;
  max-width: 560px;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-weight: 700;
  font-size: 60px;
  line-height: 1.15;
  color: #0a0909;
}
.hero__text {
  max-width: 520px;
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 20px;
  font-weight: 400;
  line-height: 1.5;
  color: #666666;
}
.hero__tags {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.hero__tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 16px;
  border: 1px solid #e5e7eb;
  border-radius: 50px;
  background: #ffffff;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 14px;
  font-weight: 500;
  line-height: 1.4;
  color: #666666;
}
.hero__tag-icon {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
}
.hero__social {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
}
.hero__avatars {
  display: flex;
  align-items: center;
}
.hero__avatar {
  display: block;
  width: 50px;
  height: 50px;
  border-radius: 50%;
  object-fit: cover;
}
.hero__avatar:not(:first-child) {
  margin-left: -12px;
}
.hero__social-text {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 14px;
  font-weight: 500;
  line-height: 1.4;
  color: #666666;
}
.hero__widget {
  display: flex;
  flex-direction: column;
  gap: 20px;
  width: 100%;
  padding: 32px;
  border-radius: 24px;
  background: #ffffff;
  box-shadow: 0 4px 24px rgba(10, 9, 9, 0.06);
}
.hero__widget-title {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 20px;
  font-weight: 600;
  line-height: 1.4;
  text-align: center;
  color: #0a0909;
}
.hero__select-wrap {
  position: relative;
}
.hero__select {
  width: 100%;
  padding: 16px 48px 16px 20px;
  border: 1px solid #1293e7;
  border-radius: 16px;
  background: #ffffff;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 16px;
  font-weight: 500;
  line-height: 1.5;
  color: #0a0909;
  appearance: none;
  cursor: pointer;
  transition: all 0.2s ease;
}
.hero__select:hover, .hero__select:focus {
  border-color: #1293e7;
  outline: none;
}
.hero__select-icon {
  position: absolute;
  top: 50%;
  right: 18px;
  width: 20px;
  height: 20px;
  transform: translateY(-50%);
  pointer-events: none;
}
.hero__widget-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  width: 100%;
  padding: 16px 32px;
  border-radius: 16px;
  background: linear-gradient(180deg, #1293e7 0%, #0f7dc4 50%, #0d67a2 100%);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 16px;
  font-weight: 700;
  line-height: 1.5;
  color: #ffffff;
  text-decoration: none;
  transition: all 0.2s ease;
}
.hero__widget-cta:hover {
  transform: translateY(-2px);
}
.hero__widget-cta-icon {
  width: 20px;
  height: 20px;
}
.hero__secure {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 14px;
  font-weight: 500;
  line-height: 1.4;
  color: #999999;
}
.hero__secure-icon {
  flex-shrink: 0;
  width: 16px;
  height: 16px;
}
.hero__bottom {
  display: flex;
  align-items: stretch;
  gap: 32px;
  padding: 32px 40px;
  border-radius: 24px;
  background: #ffffff;
  box-shadow: 0 4px 24px rgba(10, 9, 9, 0.06);
}
@media (max-width: 1260px) {
  .hero__bottom {
    flex-direction: column !important;
  }
}
.hero__stats {
  display: flex;
  flex: 1;
  align-items: center;
  gap: 48px;
  min-width: 0;
}
@media (max-width: 1260px) {
  .hero__stats {
    justify-content: center !important;
  }
}
.hero__stat {
  display: flex;
  flex-direction: column;
  gap: 4px;
  min-width: 0;
}
.hero__stat-value {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 48px;
  font-weight: 700;
  line-height: 1.2;
  color: #0a0909;
}
@media (max-width: 600px) {
  .hero__stat-value {
    font-size: 40px;
  }
}
.hero__stat-label {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 14px;
  font-weight: 400;
  line-height: 1.4;
  color: #999999;
}
.hero__quote {
  display: flex;
  flex-direction: column;
  gap: 12px;
  flex: 0 1 480px;
  margin: 0;
  padding: 24px;
  border-radius: 16px;
  background: #e3f1fc;
}
.hero__quote-stars {
  display: flex;
  gap: 2px;
  font-size: 14px;
  line-height: 1;
  color: #ff7a19;
}
.hero__quote-text {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 16px;
  font-weight: 400;
  font-style: italic;
  line-height: 1.5;
  color: #666666;
}
.hero__quote-author {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 14px;
  font-weight: 500;
  font-style: normal;
  line-height: 1.4;
  color: #666666;
}

.hero__header {
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
  margin: 0 -80px 32px;
  padding: 20px 80px;
  background: #f5f8ff;
}
@media (max-width: 968px) {
  .hero__header {
    margin: 0 -32px 24px;
    padding: 16px 32px;
  }
}
@media (max-width: 640px) {
  .hero__header {
    margin: 0 0 20px;
    padding: 20px 16px 12px;
  }
}

.landing-page--home .hero__header {
  position: sticky;
  top: 0;
  z-index: 1000;
  width: 100%;
  margin: 0;
  padding: 20px 80px;
  background: #f5f8ff;
  border-bottom: 1px solid rgba(229, 231, 235, 0.85);
}
@media (max-width: 968px) {
  .landing-page--home .hero__header {
    padding: 16px 32px;
  }
}
@media (max-width: 640px) {
  .landing-page--home .hero__header {
    padding: 20px 16px 12px;
  }
}

.hero__header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
}

.landing-page--home .hero__container {
  padding-top: 32px;
}
@media (max-width: 968px) {
  .landing-page--home .hero__container {
    padding-top: 24px;
  }
}

.hero__cta-top {
  padding: 12px 28px;
  font-size: 15px;
  font-weight: 700;
  flex-shrink: 0;
  background: linear-gradient(180deg, #1293e7 0%, #0f7dc4 50%, #0d67a2 100%);
  color: #ffffff;
  border-radius: 32px;
  text-decoration: none;
}
.hero__cta-top:hover {
  transform: translateY(-2px);
}
@media (max-width: 640px) {
  .hero__cta-top {
    padding: 12px 16px;
    font-size: 16px;
  }
}

.hero__logo {
  display: inline-flex;
  align-items: flex-start;
  color: #0a0909;
  text-decoration: none;
  line-height: 1.2;
}
@media (max-width: 768px) {
  .hero__logo img {
    width: 78px;
    height: 40px;
  }
}

.page-inner-hero-compact .hero {
  padding: 0;
}

.page-inner-hero-compact .hero__header {
  position: static;
  margin: 0;
  padding: 30px 16px 20px;
}

@media (min-width: 1241px) {
  .hero__inner {
    gap: 12px;
  }
  .hero__top {
    row-gap: 12px;
    column-gap: 48px;
    align-items: start;
  }
  .hero__main {
    display: contents;
  }
  .hero__title {
    grid-column: 1;
    grid-row: 1;
  }
  .hero__text {
    grid-column: 1;
    grid-row: 2;
  }
  .hero__tags {
    grid-column: 1;
    grid-row: 3;
  }
  .hero__social {
    grid-column: 1;
    grid-row: 4;
  }
  .hero__widget {
    grid-column: 2;
    grid-row: 1/5;
    align-self: center;
    width: 420px;
    max-width: 100%;
  }
}
@media (max-width: 1240px) {
  .hero__top {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .hero__main {
    align-items: center;
    text-align: center;
  }
  .hero__tags {
    display: grid;
    grid-template-columns: repeat(2, max-content);
    justify-content: center;
    gap: 8px;
    width: 100%;
  }
  .hero__tag:nth-child(3) {
    grid-column: 1/-1;
    justify-self: center;
  }
  .hero__social {
    align-items: center;
  }
}
@media (max-width: 968px) {
  .hero__top {
    gap: 24px;
  }
  .hero__main {
    gap: 20px;
  }
  .hero__title {
    max-width: none;
    font-size: 36px;
    line-height: 1.2;
  }
  .hero__text {
    max-width: none;
    font-size: 14px;
  }
  .hero__tag {
    padding: 8px 12px;
    font-size: 12px;
  }
  .hero__widget {
    width: 100%;
    max-width: none;
    padding: 24px 20px;
  }
  .hero__bottom {
    flex-direction: column;
    gap: 20px;
    padding: 24px 20px;
  }
  .hero__stats {
    flex-wrap: wrap;
    gap: 24px 32px;
    justify-content: center;
  }
  .hero__quote {
    flex-basis: auto;
    max-width: none;
  }
}
@media (max-width: 640px) {
  .hero__container {
    padding-left: 16px;
    padding-right: 16px;
  }
}
.features {
  padding: 40px 0;
  background: #ffffff;
}

.features__inner {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 80px;
}
@media (max-width: 968px) {
  .features__inner {
    padding: 0 32px;
  }
}
@media (max-width: 640px) {
  .features__inner {
    padding: 0 16px;
  }
}

.features__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  list-style: none;
  margin: 0;
  padding: 0;
}
@media (max-width: 968px) {
  .features__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 640px) {
  .features__grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
}

.features__card {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 32px 24px;
  background: #ffffff;
  border: 1px solid #e5e7eb;
  border-radius: 24px;
  box-shadow: 0 2px 12px rgba(10, 9, 9, 0.1);
  transition: all 0.3s ease;
}
.features__card:hover {
  box-shadow: 0 4px 20px rgba(10, 9, 9, 0.1);
}

.features__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 64px;
  height: 64px;
  margin-bottom: 20px;
  background: #e3f1fc;
  border: 1px solid rgba(18, 147, 231, 0.15);
  border-radius: 8px;
  color: #0f7dc4;
}
.features__icon svg {
  width: 32px;
  height: 32px;
}
.features__icon--24, .features__icon--dollar {
  font-family: Poppins, sans-serif;
  font-size: 24px;
  font-weight: 700;
}

.features__title {
  font-family: Poppins, sans-serif;
  font-size: 20px;
  font-weight: 700;
  line-height: 1.3;
  color: #0a0909;
  margin: 0 0 8px;
  text-align: center;
}

.features__desc {
  font-family: Poppins, sans-serif;
  font-size: 16px;
  font-weight: 400;
  line-height: 1.5;
  color: #666666;
  margin: 0;
  text-align: center;
}

.loan-options {
  padding: 64px 0;
  background: #f5f8ff;
}
@media (max-width: 640px) {
  .loan-options {
    padding: 48px 0;
  }
}

.loan-options__inner {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 80px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 40px;
}
@media (max-width: 968px) {
  .loan-options__inner {
    padding: 0 32px;
    gap: 32px;
  }
}
@media (max-width: 640px) {
  .loan-options__inner {
    padding: 0 16px;
    gap: 24px;
  }
}

.loan-options__title {
  font-family: Poppins, sans-serif;
  font-size: 32px;
  font-weight: 700;
  line-height: 1.25;
  color: #0a0909;
  margin: 0;
  text-align: center;
}
@media (max-width: 640px) {
  .loan-options__title {
    font-size: 28px;
  }
}

.loan-options__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  width: 100%;
  max-width: 960px;
  list-style: none;
  margin: 0;
  padding: 0;
}
@media (max-width: 640px) {
  .loan-options__grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
}

.loan-options__card {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 40px 32px;
  background: #ffffff;
  border-radius: 24px;
  box-shadow: 0 2px 12px rgba(10, 9, 9, 0.06);
  text-align: center;
}
@media (max-width: 640px) {
  .loan-options__card {
    padding: 32px 24px;
  }
}

.loan-options__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  margin-bottom: 20px;
  background: #e3f1fc;
  border-radius: 50%;
}
.loan-options__icon img {
  width: 28px;
  height: 28px;
}

.loan-options__card-title {
  font-family: Poppins, sans-serif;
  font-size: 20px;
  font-weight: 700;
  line-height: 1.3;
  color: #0a0909;
  margin: 0 0 12px;
}

.loan-options__card-desc {
  font-family: Poppins, sans-serif;
  font-size: 16px;
  font-weight: 400;
  line-height: 1.5;
  color: #666666;
  margin: 0;
  max-width: 320px;
}

.cta-banner {
  padding: 48px 0;
  background: linear-gradient(180deg, #1293e7 0%, #0f7dc4 50%, #0d67a2 100%);
  text-align: center;
}
@media (max-width: 640px) {
  .cta-banner {
    padding: 40px 0;
  }
}

.cta-banner__inner {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 80px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
}
@media (max-width: 968px) {
  .cta-banner__inner {
    padding: 0 32px;
    gap: 14px;
  }
}
@media (max-width: 640px) {
  .cta-banner__inner {
    padding: 0 16px;
    gap: 12px;
  }
}

.cta-banner__title {
  font-family: Poppins, sans-serif;
  font-size: 48px;
  font-weight: 600;
  line-height: 1.25;
  color: #ffffff;
  margin: 0;
  max-width: 800px;
  text-transform: capitalize;
}
@media (max-width: 968px) {
  .cta-banner__title {
    font-size: 40px;
  }
}
@media (max-width: 640px) {
  .cta-banner__title {
    font-size: 28px;
  }
}

.cta-banner__desc {
  font-family: Poppins, sans-serif;
  font-size: 18px;
  font-weight: 400;
  line-height: 1.5;
  color: #ffffff;
  margin: 0;
  max-width: 560px;
  opacity: 0.95;
}
@media (max-width: 640px) {
  .cta-banner__desc {
    font-size: 15px;
  }
}

.cta-banner__btn {
  padding: 18px 48px;
  font-family: Poppins, sans-serif;
  font-size: 20px;
  font-weight: 700;
  border-radius: 50px;
  margin-top: 8px;
}
@media (max-width: 640px) {
  .cta-banner__btn {
    padding: 16px 36px;
    font-size: 18px;
    width: 100%;
    max-width: 320px;
  }
}

.cta-banner__disclaimer {
  font-family: Poppins, sans-serif;
  font-size: 14px;
  font-weight: 400;
  line-height: 1.4;
  color: #fff;
  margin: 0;
}

.how-it-works {
  padding: 80px 0;
  background: #ffffff;
}

.how-it-works__inner {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 80px;
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 48px;
}
@media (max-width: 968px) {
  .how-it-works__inner {
    flex-direction: column;
    padding: 0 32px;
    gap: 40px;
  }
}
@media (max-width: 640px) {
  .how-it-works__inner {
    padding: 0 16px;
    gap: 32px;
  }
}

.how-it-works__image-wrap {
  flex: 1;
  max-width: 50%;
  border-radius: 0 24px 24px 0;
  overflow: hidden;
  min-height: 400px;
}
@media (max-width: 968px) {
  .how-it-works__image-wrap {
    max-width: 100%;
    border-radius: 24px;
    min-height: 350px;
  }
}
@media (max-width: 640px) {
  .how-it-works__image-wrap {
    min-height: 280px;
  }
}

.how-it-works__image {
  width: 100%;
  height: 100%;
  min-height: 400px;
  object-fit: cover;
}
@media (max-width: 968px) {
  .how-it-works__image {
    min-height: 350px;
  }
}
@media (max-width: 640px) {
  .how-it-works__image {
    min-height: 280px;
  }
}

.how-it-works__content {
  flex: 1;
  max-width: 50%;
}
@media (max-width: 968px) {
  .how-it-works__content {
    max-width: 100%;
  }
}

.how-it-works__title {
  font-family: Poppins, sans-serif;
  font-size: 36px;
  font-weight: 700;
  line-height: 1.3;
  color: #0a0909;
  margin: 0 0 32px;
}
@media (max-width: 640px) {
  .how-it-works__title {
    font-size: 28px;
    margin-bottom: 24px;
  }
}

.how-it-works__steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.how-it-works__step {
  display: flex;
  flex-direction: row;
  align-items: flex-start;
  gap: 20px;
}

.how-it-works__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  background: #e3f1fc;
  border-radius: 8px;
  color: #0f7dc4;
}
.how-it-works__icon svg {
  width: 28px;
  height: 28px;
}

.how-it-works__icon-dollar {
  font-family: Poppins, sans-serif;
  font-size: 24px;
  font-weight: 700;
}

.how-it-works__step-text {
  flex: 1;
}

.how-it-works__step-title {
  font-family: Poppins, sans-serif;
  font-size: 20px;
  font-weight: 700;
  line-height: 1.3;
  color: #0a0909;
  margin: 0 0 6px;
}

.how-it-works__step-desc {
  font-family: Poppins, sans-serif;
  font-size: 16px;
  font-weight: 400;
  line-height: 1.5;
  color: #666666;
  margin: 0;
}

.partners {
  padding: 80px 0;
  background: #ffffff;
}

.partners__inner {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 80px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 48px;
}
@media (max-width: 968px) {
  .partners__inner {
    padding: 0 32px;
    gap: 40px;
  }
}
@media (max-width: 640px) {
  .partners__inner {
    padding: 0 16px;
    gap: 32px;
  }
}

.partners__title {
  font-family: Poppins, sans-serif;
  font-size: 36px;
  font-weight: 700;
  line-height: 1.3;
  color: #0a0909;
  margin: 0;
  text-align: center;
}
@media (max-width: 640px) {
  .partners__title {
    font-size: 28px;
  }
}

.partners__list {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 32px;
}
@media (max-width: 968px) {
  .partners__list {
    gap: 24px;
  }
}
@media (max-width: 640px) {
  .partners__list {
    gap: 20px;
  }
}

.partners__img {
  max-height: 60px;
  width: auto;
  object-fit: contain;
  display: block;
}

.apr-disclosure {
  padding: 80px 0;
  background: #ffffff;
}

.apr-disclosure__inner {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 80px;
}
@media (max-width: 968px) {
  .apr-disclosure__inner {
    padding: 0 32px;
  }
}
@media (max-width: 640px) {
  .apr-disclosure__inner {
    padding: 0 16px;
  }
}

.apr-disclosure__title {
  font-family: Poppins, sans-serif;
  font-size: 28px;
  font-weight: 700;
  line-height: 1.3;
  color: #0a0909;
  margin: 0 0 32px;
  text-align: center;
}
@media (max-width: 640px) {
  .apr-disclosure__title {
    font-size: 22px;
    margin-bottom: 24px;
  }
}

.apr-disclosure__cols {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 40px;
}
@media (max-width: 968px) {
  .apr-disclosure__cols {
    grid-template-columns: 1fr;
  }
}

.apr-disclosure__col-title {
  font-family: Poppins, sans-serif;
  font-size: 18px;
  font-weight: 700;
  color: #1293e7;
  margin: 0 0 12px;
}

.apr-disclosure__col-text {
  font-family: Poppins, sans-serif;
  font-size: 14px;
  font-weight: 400;
  line-height: 1.5;
  color: #0a0909;
  margin: 0;
}

.apr-disclosure__table-wrap {
  margin-bottom: 0;
  border: 1px solid #e0e0e0;
  border-radius: 16px;
  overflow: hidden;
}
@media (max-width: 640px) {
  .apr-disclosure__table-wrap {
    margin-right: -10px;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    border-radius: 8px 0 0 8px;
  }
}

.apr-disclosure__table {
  width: 100%;
  min-width: 560px;
  border-collapse: separate;
  border-spacing: 0;
  font-family: Poppins, sans-serif;
  font-size: 18px;
}
@media (max-width: 640px) {
  .apr-disclosure__table {
    font-size: 14px;
  }
}

.apr-disclosure__table th {
  background: linear-gradient(180deg, #1293e7 0%, #0f7dc4 50%, #0d67a2 100%);
  color: #ffffff;
  padding: 18px 20px;
  text-align: left;
  font-weight: 700;
  font-size: 18px;
}
.apr-disclosure__table th:first-child {
  border-radius: 16px 0 0 0;
}
.apr-disclosure__table th:last-child {
  border-radius: 0 16px 0 0;
}
@media (max-width: 640px) {
  .apr-disclosure__table th {
    padding: 14px 16px;
    font-size: 14px;
    white-space: nowrap;
  }
  .apr-disclosure__table th:first-child {
    border-radius: 8px 0 0 0;
  }
  .apr-disclosure__table th:last-child {
    border-radius: 0;
  }
}

.apr-disclosure__table td {
  padding: 16px 20px;
  border-bottom: 1px solid #e5e7eb;
  color: #0a0909;
  font-size: 18px;
}
@media (max-width: 640px) {
  .apr-disclosure__table td {
    padding: 12px 16px;
    font-size: 14px;
    white-space: nowrap;
  }
}

.apr-disclosure__table tbody tr:last-child td {
  border-bottom: none;
}
.apr-disclosure__table tbody tr:last-child td:first-child {
  border-radius: 0 0 0 16px;
}
.apr-disclosure__table tbody tr:last-child td:last-child {
  border-radius: 0 0 16px 0;
}
@media (max-width: 640px) {
  .apr-disclosure__table tbody tr:last-child td:first-child {
    border-radius: 0 0 0 8px;
  }
  .apr-disclosure__table tbody tr:last-child td:last-child {
    border-radius: 0;
  }
}

.apr-disclosure__table-note {
  font-family: Poppins, sans-serif;
  font-size: 12px;
  font-weight: 400;
  color: #666666;
  margin: 12px 0 40px;
}

.apr-disclosure__disclaimers {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.apr-disclosure__disclaimer-block {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.apr-disclosure__disclaimer-title {
  color: var(--black, #0a0909);
  font-family: Poppins, sans-serif;
  font-size: 16px;
  font-style: normal;
  font-weight: 300;
  line-height: 24px; /* 150% */
  margin: 0;
}

.apr-disclosure__disclaimer-text {
  font-family: Poppins, sans-serif;
  font-size: 14px;
  font-weight: 400;
  line-height: 1.5;
  color: #666666;
  margin: 0;
}
.apr-disclosure__disclaimer-text:not(:last-child) {
  margin-bottom: 0;
}

.apr-disclosure__disclaimer-block address {
  font-style: normal;
}

.footer {
  padding: 48px 0;
  background: linear-gradient(180deg, #1293e7 0%, #0f7dc4 50%, #0d67a2 100%);
}

.footer__inner {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 80px;
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 24px;
}
@media (max-width: 968px) {
  .footer__inner {
    padding: 0 32px;
  }
}
@media (max-width: 640px) {
  .footer__inner {
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 0 16px;
    gap: 24px;
  }
}

.footer__logo {
  display: inline-flex;
  flex-direction: column;
  align-items: flex-start;
  color: #ffffff;
  text-decoration: none;
  line-height: 1.2;
  transition: all 0.2s ease;
}
.footer__logo:hover {
  opacity: 0.95;
}
@media (max-width: 640px) {
  .footer__logo {
    align-items: center;
  }
}

.footer__logo-main {
  font-family: Poppins, sans-serif;
  font-size: 28px;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.footer__logo-sub {
  display: flex;
  align-items: center;
  gap: 6px;
  font-family: Poppins, sans-serif;
  font-size: 16px;
  font-weight: 400;
  margin-top: 2px;
}

.footer__logo-dot {
  display: inline-block;
  width: 6px;
  height: 6px;
  background: #ffffff;
  border-radius: 50%;
  flex-shrink: 0;
}

.footer__right {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 8px;
}
@media (max-width: 640px) {
  .footer__right {
    align-items: center;
  }
}

.footer__nav {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: flex-end;
}
@media (max-width: 640px) {
  .footer__nav {
    justify-content: center;
  }
}

.footer__link {
  font-family: Poppins, sans-serif;
  font-size: 14px;
  font-weight: 400;
  color: #ffffff;
  text-decoration: none;
  transition: all 0.2s ease;
}
.footer__link:hover {
  opacity: 0.9;
  text-decoration: underline;
}

.footer__copyright {
  font-family: Poppins, sans-serif;
  font-size: 12px;
  font-weight: 400;
  color: #ffffff;
  margin: 0;
  opacity: 0.9;
}

.page-main {
  padding: 48px 0 80px;
  background: #ffffff;
}

.page-main__inner {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 80px;
}
@media (max-width: 968px) {
  .page-main__inner {
    padding: 0 32px;
  }
}
@media (max-width: 640px) {
  .page-main__inner {
    padding: 0 16px;
  }
}

.page-main__title {
  font-family: Poppins, sans-serif;
  font-size: 32px;
  font-weight: 700;
  color: #0a0909;
  margin: 0 0 24px;
}

.page-main__content {
  font-family: Poppins, sans-serif;
  font-size: 16px;
  font-weight: 400;
  line-height: 1.6;
  color: #0a0909;
}
.page-main__content p {
  margin: 0 0 16px;
}
.page-main__content p:last-child {
  margin-bottom: 0;
}

.wrapper-apply {
  flex: 1;
  min-height: 0;
  width: 100%;
  background: #ffffff;
  padding: 32px 16px 48px;
}
@media (max-width: 968px) {
  .wrapper-apply {
    padding: 24px 32px 40px;
  }
}
@media (max-width: 640px) {
  .wrapper-apply {
    padding: 20px 16px 32px;
  }
}

.landing-page {
  min-height: 100vh;
}

.landing-page-2 {
  min-height: 100vh;
  display: flex;
  flex-wrap: wrap;
  flex-direction: column;
}